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CAIP InsuranceInsurance available through the PBL leagueSince 1982, the Canadian Athlete Insurance Program (CAIP) has become well recognized in providing the most comprehensive insurance protection for sport accident and “overuse” injuries to Canada’s athletes at all levels while “In Canada” and “Out of Canada”. Explanation of CAIP Inside Canada coverage provides insurance protection for sport injuries and includes “OVERUSE” coverage, which has been unique to CAIP since the beginning. OVERUSE covers the athletes for chronic type injuries such as tendonitis and stress fractures that happen over a period of time as a result of repetitive activity. The OVERUSE insurance benefit in CAIP is the most popular and sought after insurance benefit amongst Canada’s athletes. Outside Canada (optional) coverage is 24 hours a day insurance protection for emergency medical and hospital care as the result of an illness or injury. Of course, the CAIP insurance always covers the athletes while participating in their sport. The AXA Assistance Program provides international emergency assistance to CAIP members when travelling outside Canada. Who is eligible for CAIP? All athletes, coaches, managers and officials who are members of a sport governing body. A sport governing body can be a National Sport Organization, Provincial Sport Organization, Canadian Sport Center, Sport Teams, Leagues or Clubs. All enrolments in CAIP have to be done through a sport governing body as noted above. Anyone of the sport bodies mentioned above can contact us directly to arrange CAIP insurance for their members. How To Enrol in CAIP Enrolment in CAIP is very easy. All we need is: • Full name of the person to be enrolled. “Please – no nicknames”. • Province of provincial medical insurance. • Level of insurance coverage desired – Bronze, Silver or Gold. • Effective date of coverage. • For Out of Canada insurance, we need the dates of travel. Insurance can be arranged on a weekly per trip or an annual plan. • Provincial medical insurance must be in force for all persons enrolled in CAIP. Highlights Of CAIP • CAIP is available to all Canadian Athletes regardless of what sport they undertake. • Insurance coverage is automatic. • There are no application forms. • There are no exclusions for pre-existing medical conditions. • There is no minimum enrolment requirement per sport body. • A Registered Physiotherapist or a Certified Athletic Therapist (member of CATA) can complete the Physician statement of the claim form for treatment for Physiotherapy, Athletic Therapy and/or Massage Therapy • Over 25 years experience in providing important high-end insurance protection to Canadian Athletes at all levels and in all sports. Highlights of the “In Canada” insurance: • There is a choice of plans that are available: Bronze, Silver and Gold. • “Overuse” coverage • Semi-private hospitalization • Prescription drugs • Ambulance charges • Paramedical Services • Medical equipment such as braces, crutches, splints. • Physiotherapy, Athletic Therapy, Massage Therapy, Chiropractor • Orthotic inserts for footwear • Accidental Dental • X-Rays and Laboratory exams including coverage for MRIs, Cat Scans and Ultrasounds (Silver and Gold levels) Highlights of the “Outside Canada” (Optional) insurance: • Coverage is 24 hours a day insurance protection for emergency medical and hospital care as the result of an illness or injury, and of course, while the athlete is participating in their sport. • Outside Canada coverage also includes AXA Assistance Program, which provides international assistance to CAIP members when travelling abroad. • Coverage can be purchased on a weekly per trip or on an annual plan. Please contact us to discuss which option is best for your organization. • No deductible. • 100% coinsurance. What is the cost for the insurance? Bronze level - $65 per person per 12 months Silver level - $200 per person per 12 months Gold level - $285 per person per 12 months “Out of Canada” premium rate is $30 per week per person. For further details concerning the Canadian Athlete Insurance Program (CAIP), please view the CAIP section of our web site: The web site contains detailed information on CAIP, the “In Canada” and “Out of Canada” booklets, claim forms, AXA Assistance Program and much more. The preceding simply outlines the Insurance Package that is available, and as such, offers no contractual liability. All terms and conditions as per the formal policy issued by the Insurer. Armstrong-McCready Inc. was incorporated in 1977 as an independent brokerage and consulting firm, specializing in Insurance and Financial services. Since 1982, Armstrong-McCready Inc. and the Canadian Athlete Insurance Program (CAIP) have been providing essential insurance services to the Canadian Sport Community. CAIP has become well recognized in providing the most comprehensive and innovative insurance protection to Canada’s athletes including “OVERUSE” coverage, which has become the most sought after and important benefit for the athletes. We are very proud of the fact that we have been able to support all levels of the Canadian sport community. We appreciate the good relationship we have with the sport community and we look forward to working on your behalf in the coming years. Contact: 640 Lakeshore Drive Suite 100 Dorval (Québec) H9S 2B6 TEL.: (514) 636-5351 FAX: (514) 636-8268 www.armstrongmccready.ca AXA Assurances 2020, rue University, Bureau 700 Montréal (Québec) H3A 2A5 Ce dépliant est disponible en français. Form: GR (05/10) INSURANCE FOR CANADIAN ATHLETES www.armstrongmccready.ca SERVING THE CANADIAN SPORT COMMUNITY SINCE 1982
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